The new state support for housing financing for young people, approved by Decree-Law No. 44/2024 of July 10 and regulated by Ordinance No. 236-A/2024 of September 27, allows citizens between the ages of 18 and 35 to benefit from a state guarantee to obtain financing of up to 100% of their mortgage for the purchase of their first home.

This Briefing highlights some of the key innovations introduced by these legal instruments.